Eligible for a Class Action Settlement Refund?

If you used Visa Debit or Discover Card for payments, you may be entitled to compensation from class action settlements. Check your eligibility in under 2 minutes.

No Upfront Costs

Free eligibility check with no hidden fees.

Quick Process

Complete your claim in minutes, not hours

Expert Handling

Professional claim management from start to finish

How to Join

Just fill out our secure intake form with your business name, address, and EIN. We’ll review your eligibility and confirm the details. Once you sign the client agreement for Visa Debit and Discover, you’re officially on the roster for both claims.

Share Your Details

Fill out our secure form with your business name, address, and EIN to get started.

We Check Eligibility

Our Claims Management Team reviews your info and confirms whether your business qualifies for the claims.

Sign Client Agreement

Review and sign the agreement to officially join the Visa Debit and Discover lawsuits.

We Handle Everything

From legal filings to case updates, we manage the process and keep you fully informed.

Finalize Your Enrollment – Payment Card Agreement

To officially join the Visa Debit and Discover Card settlement claims with Macmoor Capital, please complete the Payment Card Agreement below. This step confirms your participation and authorizes our Claims Management Team to represent your business in the ongoing litigation. There are no upfront costs—Macmoor only gets paid if you do. Submit your form in minutes and let our experts handle the rest, from legal filings to securing your rightful compensation.

State

DISCLAIMER: Macmoor is an independent third-party claim management firm. We are not affiliated with the court, the claims administrator or the attorneys who represent the class. The Visa Debit case is currently in ongoing litigation. No settlement has been reached, and no filing deadline exists. If a settlement is ultimately reached you do not need to sign up with any third-party claim service to file a claim. By signing this document, you represent that you have the authority to enter into the Agreements for both the Visa Debit Card Antitrust Litigation and Discover card merchant class action settlement.

Choose Your Settlement Type
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Visa Debit Settlement

Discover Card Settlement

What’s Going On?

A new lawsuit has been filed on behalf of merchants that accepted Visa-branded debit cards, alleging significant harm from Visa’s longstanding anticompetitive conduct. The case targets Visa’s use of restrictive loyalty contracts, exclusive deals with Apple and PayPal to limit fair competition, and deliberate efforts to block emerging rivals like Plaid and others. This lawsuit is entirely separate from the previous $5.54 billion settlement, offering affected merchants a new and important chance to seek meaningful compensation and long-overdue justice.

Why Enroll With Macmoor?

There is no upfront cost or fee to join this claimwe only get paid if you get paid. This lawsuit is completely separate from the previous $5.54 billion Visa settlement and represents a brand-new legal action focused on Visa’s more recent anticompetitive practices. While no settlement has been reached yet, there is potential for both financial compensation and injunctive relief, meaning affected merchants may receive payment and benefit from changes in Visa’s business practices if the case is successful.

Who Can Sign Up?

If you are a merchant or business that accepted Visa-branded debit cards or paid Visa’s debit card processing fees in the U.S. during the relevant period, you may have a valid legal claim. This applies even if you were part of the earlier merchant settlement, as this new case involves separate conduct and may still cover your excluded claims.

Bold, Straightforward, Fair

Let’s cut through the legal talk: if your business accepted Visa debit cards, you’ve likely been losing money on every swipe. Visa tried to bury the issue—but the court pushed back. The good news? The playing field is being reset, and you have a real shot at justice, Click below to sign up or reach out if you’d like more details.

Questions Answered

Am I bound by the existing $5.54B settlement?

Nope. Judgment just came down: your claims aren’t part of that deal because they involve different facts and legal theories. Judge Brodie ruled the claims under In re Visa Debit are separate.

What types of harm are we talking about?

Visa allegedly used exclusive agreements, loyalty contracts, and financial incentives to block competitors—harming merchants through higher fees and reduced options.

What outcome are we aiming for?

Compensation for financial damages and structural changes to promote competition in debit card processing.

What Is It About?

The lawsuits allege that, beginning in 2007, defendants Discover Financial Services, DFS Services LLC, and Discover Bank (together, “Discover”) misclassified certain Discover-issued consumer credit cards as commercial credit cards, which in turn caused merchants and others to incur excessive interchange fees. Discover denies the claims in the lawsuits, and the Court has not decided who is right or wrong. The parties have agreed to the settlement to avoid the expense, uncertainty, and risks associated with litigation. The proposed settlement, if approved, would resolve these lawsuits and provide benefits to Settlement Class Members, including those who submit claims and do not exclude themselves.

Who Is Eligible To File A Claim?

The “Settlement Class” is defined as: All End Merchants, Merchant Acquirers, and Payment Intermediaries involved in processing or accepting a Misclassified Card Transaction during the period from January 1, 2007 through December 31, 2023. Excluded from the Settlement Class are certain people and entities listed on Exhibit A to the Settlement Agreement.

Why Macmoor Capital?

Macmoor Capital is a Claims management firm with expertise in class action claims recovery. We’ve successfully helped our clients claim millions of dollars in refunds!

Why Is There A Refund?

The settlement resolves a lawsuit alleging that Discover misclassified some consumer credit card transactions as “commercial” credit cards. Commercial card transactions have higher interchange fees, causing merchants to be overcharged for an estimated 17 years.

How Much Can I Receive?

Your settlement payment will depend on various factors, including the total amount of misclassified interchange fees your business paid and the total number of claims submitted by all eligible class members.

Choose Your Settlement Type

Macmoor Capital (MMC) is a boutique class action claims recovery firm which focuses on a one on one company to client approach.We help companies obtain their fair share of settlement monies from class action lawsuits, once a settlement has been reached.