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If you used Visa Debit or Discover Card for payments, you may be entitled to compensation from class action settlements. Check your eligibility in under 2 minutes.
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You May Be Eligible For Thousands In Refunds.
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Visa Debit
What’s Going On?
• This lawsuit involves merchants and businesses who accepted Visa-branded debit cards and were allegedly harmed by Visa’s anticompetitive conduct.
• Legal claims center on Visa’s monopoly tactics—including loyalty contracts, incentives to Apple/PayPal to stifle competition, and blocking rivals like Plaid from gaining traction.
• Importantly, these claims are not covered by the earlier $5.54 billion merchant settlement—meaning merchants have a fresh, separate chance to pursue justice.
Why Enroll With Macmoor?
1. No Upfront cost or fees! We only get paid if we get you paid
2. This is not part of the old settlement. This is a fresh brand new claim.
3. Potential for compensation and injunction relief. Although no settlement has been reached yet. If a settlement is ultimately reached you will receive compensation for the anti-competitive behavior you have been subject to.
Who Can Sign Up?
If you’re:
• A merchant or business that accepted Visa debit cards, or
• Paid Visa’s debit card processing fees in the U.S.,
— during the relevant period (per the case filings), you may have a claim. Even if you were part of the earlier merchant settlement, this case could still apply if your claims were excluded
Questions Answered
• Am I bound by the existing $5.54B settlement?
Nope. Judgment just came down: your claims aren’t part of that deal because they involve different facts and legal theories. Judge Brodie ruled the claims under In re Visa Debit are separate.
• What types of harm are we talking about?
Visa allegedly used exclusive agreements, loyalty contracts, and financial incentives to block competitors—harming merchants through higher fees and reduced options.
• What outcome are we aiming for?
Compensation for financial damages and structural changes to promote competition in debit card processing.
Bold, Straightforward, Fair
Let’s cut through the legalese. If you took Visa debit in your business—you’re losing money on every swipe. Visa tried sweeping it under the rug. Judge said “Not on our watch.” Good news? The deck’s reshuffled, and you get to deal the next hand.
Hit the button below to sign up, or drop us a line if you want more specifics.
Discover Card
What Is It About?
The lawsuits allege that, beginning in 2007, defendants Discover Financial Services, DFS Services LLC, and Discover Bank (together, “Discover”) misclassified certain Discover-issued consumer credit cards as commercial credit cards, which in turn caused merchants and others to incur excessive interchange fees. Discover denies the claims in the lawsuits, and the Court has not decided who is right or wrong. The parties have agreed to the settlement to avoid the expense, uncertainty, and risks associated with litigation. The proposed settlement, if approved, would resolve these lawsuits and provide benefits to Settlement Class Members, including those who submit claims and do not exclude themselves.
Who Is Eligible To File A Claim?
The “Settlement Class” is defined as: All End Merchants, Merchant Acquirers, and Payment Intermediaries involved in processing or accepting a Misclassified Card Transaction during the period from January 1, 2007 through December 31, 2023. Excluded from the Settlement Class are certain people and entities listed on Exhibit A to the Settlement Agreement.
Why Macmoor Capital?
Macmoor Capital is a Claims management firm with expertise in class action claims recovery. We’ve successfully helped our clients claim millions of dollars in refunds!
Why Is There A Refund?
The settlement resolves a lawsuit alleging that Discover misclassified some consumer credit card transactions as “commercial” credit cards. Commercial card transactions have higher interchange fees, causing merchants to be overcharged for an estimated 17 years.
How Much Can I Receive?
Your settlement payment will depend on various factors, including the total amount of misclassified interchange fees your business paid and the total number of claims submitted by all eligible class members.
Next Steps: How to Join
1. Fill out our secure intake form—let us know your basics: business name, address, EIN.
2. We’ll review your eligibility and pull together the facts.
3. Sign the client agreement for Visa Debit and Discover, and you’re on the roster for both.
4. We handle the rest—updates, legal filings, and you stay informed every step of the way.
Choose Your Settlement Type
Learn More
What’s Going On?
A new lawsuit has been filed on behalf of merchants that accepted Visa-branded debit cards, alleging significant harm from Visa’s longstanding anticompetitive conduct. The case targets Visa’s use of restrictive loyalty contracts, exclusive deals with Apple and PayPal to limit fair competition, and deliberate efforts to block emerging rivals like Plaid and others. This lawsuit is entirely separate from the previous $5.54 billion settlement, offering affected merchants a new and important chance to seek meaningful compensation and long-overdue justice.
Why Enroll With Macmoor?
There is no upfront cost or fee to join this claimwe only get paid if you get paid. This lawsuit is completely separate from the previous $5.54 billion Visa settlement and represents a brand-new legal action focused on Visa’s more recent anticompetitive practices. While no settlement has been reached yet, there is potential for both financial compensation and injunctive relief, meaning affected merchants may receive payment and benefit from changes in Visa’s business practices if the case is successful.
Who Can Sign Up?
If you are a merchant or business that accepted Visa-branded debit cards or paid Visa’s debit card processing fees in the U.S. during the relevant period, you may have a valid legal claim. This applies even if you were part of the earlier merchant settlement, as this new case involves separate conduct and may still cover your excluded claims.
Bold, Straightforward, Fair
Let’s cut through the legal talk: if your business accepted Visa debit cards, you’ve likely been losing money on every swipe. Visa tried to bury the issue—but the court pushed back. The good news? The playing field is being reset, and you have a real shot at justice, Click below to sign up or reach out if you’d like more details.
Questions Answered
Am I bound by the existing $5.54B settlement?
Nope. Judgment just came down: your claims aren’t part of that deal because they involve different facts and legal theories. Judge Brodie ruled the claims under In re Visa Debit are separate.
What types of harm are we talking about?
Visa allegedly used exclusive agreements, loyalty contracts, and financial incentives to block competitors—harming merchants through higher fees and reduced options.
What outcome are we aiming for?
Compensation for financial damages and structural changes to promote competition in debit card processing.
What Is It About?
The lawsuits allege that, beginning in 2007, defendants Discover Financial Services, DFS Services LLC, and Discover Bank (together, “Discover”) misclassified certain Discover-issued consumer credit cards as commercial credit cards, which in turn caused merchants and others to incur excessive interchange fees. Discover denies the claims in the lawsuits, and the Court has not decided who is right or wrong. The parties have agreed to the settlement to avoid the expense, uncertainty, and risks associated with litigation. The proposed settlement, if approved, would resolve these lawsuits and provide benefits to Settlement Class Members, including those who submit claims and do not exclude themselves.
Who Is Eligible To File A Claim?
The “Settlement Class” is defined as: All End Merchants, Merchant Acquirers, and Payment Intermediaries involved in processing or accepting a Misclassified Card Transaction during the period from January 1, 2007 through December 31, 2023. Excluded from the Settlement Class are certain people and entities listed on Exhibit A to the Settlement Agreement.
Why Macmoor Capital?
Macmoor Capital is a Claims management firm with expertise in class action claims recovery. We’ve successfully helped our clients claim millions of dollars in refunds!
Why Is There A Refund?
The settlement resolves a lawsuit alleging that Discover misclassified some consumer credit card transactions as “commercial” credit cards. Commercial card transactions have higher interchange fees, causing merchants to be overcharged for an estimated 17 years.
How Much Can I Receive?
Your settlement payment will depend on various factors, including the total amount of misclassified interchange fees your business paid and the total number of claims submitted by all eligible class members.
Macmoor Capital (MMC) is a boutique class action claims recovery firm which focuses on a one on one company to client approach.We help companies obtain their fair share of settlement monies from class action lawsuits, once a settlement has been reached.
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